The process
No mystery. Just a sequence.
A ready-property purchase, end to end, usually takes 3–4 weeks once you've found the home. Here's every step — and who carries it.
- Day 115 minutes
The conversation
Phone, WhatsApp or coffee. We map your income, obligations and plans, then tell you plainly what's achievable — including anything that would be smarter to fix first (a card limit, a timing issue). No documents needed yet.
- Days 2–4We drive
Pre-approval
You send four documents. We package the file the way the chosen bank's credit team likes to read it and submit. A written pre-approval lands, valid 60–90 days. Your budget is now official.
- Weeks 1–8Your pace
Find the home
House-hunt with a locked budget. Sellers and agents treat pre-approved buyers differently — your offers carry weight. If your approval nears expiry, renewing is routine.
- Week +1We negotiate
Final offer letter
Once you've signed an MOU on a property, we take your file back to the market — sometimes the best final terms come from a different bank than the pre-approval. You sign the offer letter knowing it was competed for.
- Week +2We chase
Valuation & conditions
The bank commissions an independent valuation. We manage access, paperwork and any conditions on the approval. If the valuation comes in low, we handle the renegotiation calmly.
- Week +3–4Keys
Transfer day
Trustee office appointment: the bank releases funds, the DLD registers the title, the seller hands over. You show up once, sign, and leave with keys. We're in the room.
Step one takes 15 minutes.
A 15-minute conversation. No documents, no pressure, no obligation. Just clarity on your options.