Pre-Approval
Know your number before you fall in love.
A bank-issued pre-approval tells you exactly what you can spend — and tells sellers you're serious.
Valid 60–90 days
Shop with a locked budget. If the market moves, renewing is straightforward.
No obligation
Pre-approval doesn't commit you to the bank that issued it. We often place the final loan elsewhere.
One document list
We tell you precisely what to send — usually passport, Emirates ID, salary certificate and six months of statements. We handle the rest.
How it runs
- 115-minute call
- 2Send documents
- 3We submit to the right bank
- 4Pre-approval issued
- 5Go shopping
Asked often
Does pre-approval affect my credit?
The bank runs one AECB check. One check has negligible impact — a dozen scattered applications is what hurts. That's another reason to apply through one advisor, not five banks.
How fast?
Clean salaried files: usually 2–4 working days. Self-employed: about a week once financials are in.
Ready when you are.
A 15-minute conversation. No documents, no pressure, no obligation. Just clarity on your options.